Family

Helping Individuals and Families

Symptoms

• Worried that debt payments are overtaking income and savings

• Creditor calls and financial stresses threating to breakup family

• Job loss or under-employment causing household to suffer economically

What We Can Do For You

Kunjar Sharma & Associates (KSAI) offers assistance and education to individuals and family members on good financial management, including:

• money management and budgeting principles,

• obtaining and use of consumer credit including credit cards,

• help with car financing and home mortgage refinancing;

• establishing financial goals, and

• assessment of available insolvency options.

Our qualified and registered financial counselors are federally licensed and bring in-depth experience gained from many years of providing assistance to individuals and family members.

A key focus of our services include addressing the needs of our more vulnerable and high risk populations such as seniors, low income, persons living with a disability and persons with problem gambling behavior or other addictions.
 

• Explain what assets are protected and exempt from seizure

• Consolidate and reduce your debt into one monthly payment

• Lower your monthly repayment into an amount you can afford

• Eliminate debt and allow you to prepare a financial plan that meets your long term needs

Possible Solutions

• Consumer Proposal (where debts are less than $250,000)

• Division I Proposal for debts > $250,000

• Consumer Bankruptcy

• Assistance with equity loans and mortgage refinancing

How to Get Started

If you are worried about how your finances and family will be treated in an insolvency scenario, call for a free no obligation consultation.

Call us today at 416.975.0910 or email us at info@kunjarsharma.com