WordPress Consumer Proposal Solutions & Advice | Kunjar Sharma https://kunjarsharma.com/category/consumer-proposal/ Fri, 27 Feb 2026 10:46:01 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.8 How Consumer Proposals Impact Your Credit Score in Canada https://kunjarsharma.com/how-consumer-proposals-impact-your-credit-score/ Fri, 27 Feb 2026 10:45:57 +0000 https://kunjarsharma.com/?p=14565 Struggling with debt and considering a consumer proposal? You’re not alone. But before you make a decision, it’s important to understand how this option could affect your credit score. Will it hurt your chances of getting a loan in the future? How long will it take to rebuild? We break down everything you need to…

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]]> Consumer Proposal vs Personal Bankruptcy: Which One Really Saves You More in Canada? https://kunjarsharma.com/consumer-proposal-vs-personal-bankruptcy/ Wed, 14 Jan 2026 13:28:09 +0000 https://kunjarsharma.com/?p=14200 When debt collectors call daily and credit card balances spiral, Canadians often face a tough decision: consumer proposal vs personal bankruptcy. These two options under Canada’s Bankruptcy and Insolvency Act both stop creditor harassment instantly, but one might save you thousands while the other protects your home. With living costs soaring and interest rates biting,…

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]]> 10 Warning Signs Your Business is in Financial Trouble https://kunjarsharma.com/warning-signs-business-financial-trouble/ Wed, 12 Nov 2025 09:55:32 +0000 https://kunjarsharma.com/?p=13834 Running a business comes with its own set of challenges, and financial difficulties can creep up unexpectedly. Recognizing the signs of financial trouble early can make all the difference in saving your business. As a business owner, you may often wonder, “Is my business in financial trouble?” or “What are the signs my business is…

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]]> The Role of a Licensed Insolvency Trustee in Consumer Proposals https://kunjarsharma.com/licensed-insolvency-trustee-consumer-proposal/ Mon, 27 Oct 2025 18:05:41 +0000 https://kunjarsharma.com/?p=13737 When individuals face overwhelming debt and are unable to meet their financial obligations, they often look for a way out. In Canada, one of the most effective solutions is a consumer proposal – an arrangement designed to help individuals reduce or eliminate their unsecured debts while protecting them from creditors. At the heart of this…

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