WordPress Mortgage Solutions & Advice | Kunjar Sharma https://kunjarsharma.com/category/mortgage/ Tue, 17 Feb 2026 15:27:20 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.8 Mortgage Insolvency: Can You Keep Your Home While Eliminating Debt? https://kunjarsharma.com/mortgage-insolvency-solutions/ Tue, 17 Feb 2026 12:38:09 +0000 https://kunjarsharma.com/?p=14434 Facing mortgage insolvency can feel like a nightmare, your home is at risk, and the pressure of mounting debt is overwhelming. But what if there was a way to eliminate some of that debt without losing your home? A consumer proposal might be the answer. In this article, we’ll explore how you can stay in…

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]]> Mortgage Renewals, Rate Cuts, and Why Ontario Homeowners Are Still at High Insolvency Risk https://kunjarsharma.com/mortgage-renewals-ontario-rate-cuts-insolvency-risk/ Wed, 17 Dec 2025 09:00:00 +0000 https://kunjarsharma.com/?p=14017 Bank of Canada rate cuts grab headlines, promising relief for stretched households, yet many Ontario homeowners face steeper mortgage payments upon renewal. This disconnect stems from locked-in low rates from the pandemic era expiring against today’s economic realities, pushing some toward mortgage renewals that strain budgets to the breaking point. Even as rates dip, high…

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]]> 7 Tips to Get Approved for a Mortgage https://kunjarsharma.com/get-approved-for-a-mortgage/ Mon, 03 Feb 2025 07:04:22 +0000 https://kunjarsharma.com/?p=6164 Thinking about buying a home? Getting approved for a mortgage in Canada requires thorough preparation, both mentally and financially. While exploring open houses and finding a realtor might feel like natural starting points, a key focus for prospective buyers should be securing mortgage approval. Qualifying for a mortgage is the most significant step in the…

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]]> What To Do If Your Mortgage Renewal is Denied in Canada https://kunjarsharma.com/what-to-do-if-your-mortgage-renewal-is-denied/ Wed, 05 Jun 2024 06:31:13 +0000 https://kunjarsharma.com/?p=4454 For Canadian homeowners, renewing a mortgage is an important part of owning a home. While it offers the chance to negotiate better terms, the process isn’t always easy. About 3% of mortgage renewals are refused. In this blog, we’ll discuss the details of mortgage renewal, common problems that can occur, and what steps to take…

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