Symptoms
- Mortgage payments and utility costs providing too little leftover income for other expenses
- Creditors threatening or taking action to put a lien on your property
- The time needed to sell your house and restructure your financial affairs
What We Can Do
- Stop actions by creditors
- Provide time to allow for an organized sales process
- Arrange for assessment of value and equity in the house
- In many instances, you are able to keep your house, even if you go bankrupt
- Consolidate debts through mortgage refinancing and/or Formal insolvency filing resulting in a lower monthly payment than you are currently paying
Possible Solutions
- Consumer Proposal (where debts are less than $250,000)
- Division I Proposal for debts > $250,000
- Consumer Bankruptcy
- Assistance with equity loans and mortgage refinancing
How to Get Started
If you have questions about your house and what to happen to your debts, call for a free no-obligation consultation.
Call us today at 416.975.0910 or email us at info@kunjarsharma.com