Tips to get approved for mortgage

7 Tips to Get Approved for a Mortgage

Thinking about buying a home? Getting approved for a mortgage in Canada requires thorough preparation, both mentally and financially. While exploring open houses and finding a realtor might feel like natural starting points, a key focus for prospective buyers should be securing mortgage approval. Qualifying for a mortgage is the most significant step in the…

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RPPS vs RRSP

RPP vs. RRSP: Which is Better?

While both Registered Pension Plans (RPPs) and Registered Retirement Savings Plans (RRSPs) are valuable retirement savings options for Canadians, they differ in a few important ways. RPPs are employer-sponsored plans, while RRSPs are set up and managed by individuals. This distinction impacts how and when you can access your savings. When comparing RPP vs RRSP,…

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